Top hotel lenders

x2 Residential Real Estate Investors. Over $10 billion in loans funded and more than 100,000 units financed. GET FINANCING. BROKER REFERRAL. Rental Loans. Long-term financing for your portfolio of rental properties. LEARN MORE. Bridge Loans. Short-term credit lines for fix and flip or rental aggregation. The Dream hotel in Hollywood is part of a $110-million complex that includes restaurants and a nightclub. A labor union and 16 members of Congress want an inquiry into the financing of this and ...Mar 23, 2022 · The World’s Premier Hospitality School. If you want to be the best, learn with the best. At the Cornell Peter and Stephanie Nolan School of Hotel Administration, we’ve been pioneering, reimagining, and perfecting hospitality education for a century. We push boundaries in the pursuit of excellence and define the future of our industry. Many have taken bold action to help people experiencing homelessness move into temporary settings, such as hotels, motels, trailers, and large public arenas, in response to COVID-19. As communities begin their planning to prevent thousands of residents from returning to the streets after the pandemic, one commonly proposed option is to acquire ...Work with curated top commercial lenders across the country with a track record of closing hotel loans at the most competitive rates and loan terms on time within budget even during the COVID pandemic. Hotel Loans. LIST / BUY NOW to close deals before the year ends! Need help? Contact (919) 428 9840 for hotel loans or if you want to buy or sell ...We Help you Buy, Sell, and Manage Your Motel or Hotel: Phone: 800-950-1364 New hotel loans are few and far between because lenders, a relatively more conservative bunch, place heavier weight on the uncertainty of reopening in their market outlook. A market in which capital is not flowing or accessible is a characteristic of a liquidity crunch and usually correlates with an oncoming market correction.Here are the top hotel financing companies in New York City: AVANA Capital For more than 15 years, AVANA Capital has been a premier nationwide hotel lending company that recognizes your success is their success.Welcome to MortgageDepot. We are a rapidly growing, digitally enabled, multi-state mortgage broker specializing in residential and commercial mortgages. Our mission is to deliver exceptional client service to the culturally diverse communities we serve and be the mortgage company of choice for your purchase or refinance.Active US Hotel Lenders Updates to this list include: Refinanced Hilton Garden Inn in Crystal City and more. By HNN Newswire. August 27, 2020 | 5:05 P.M. To have your ...List of Top Portfolio Lenders. These portfolio lenders are known to have a wide variety of mortgage products to fit borrowers who cannot meet the minimum standards for a conventional mortgage. First National Bank of America - FNBA offers portfolio loans in all 50 states.List of all international craigslist.org online classifieds sitesTypes Of Commercial Loans. To find a commercial loan suitable for your needs, use our loan finder tool. We provide loans for the following properties (but not limited to): Multifamily, Office, Retail, Industrial, Hospitals/Healthcare, Self-Storage, Hotel, Mixed Use, and Churches. We provide financing in all 50 states.Best Overall: Earnest. Earnest is a loan broker, which means it works a little differently than the other providers on this list. Rather than originate and fund loans itself, Earnest sends your information to every lender in its vast network. Interested lenders respond with loan offers.The Journal of Hotel and Business Management, is a peer-reviewed international journal that furnishes the most up-to-date information for professionals involved in hospitality industry to meet the current and future challenges and demands in this dynamic industry. The journal is keen in focusing the research gaps and postulation by adding all ... Since its inception, Largo has financed over $1 billion in hotel assets throughout the U.S. and Canada, through its network of lenders. Various Options We provide hotel financing to owners and developers for limited, select, and full service hotels for every major chain, in addition to boutique and independent hotels.The delinquency rate for hotel loans in the CMBS market was 18.97% as of January, according to DBRS Morningstar, down from the June peak of 23.89% but still well above pre-pandemic levels.7. All Gucci | $68.5 million. German lender Deutsche Pfandbriefbank issued a $68.5 million refinance loan, including $6.4 million in new debt, to a foreign buyer who purchased 375 West Broadway in ...With cost-effective implementations and best practices developed over years of experience, successful business as a boutique hotel, resort, B&B, aparthotel, hostel, or any other lodging concept for that matter, is guaranteed. Hope this template has helped you get inspired and to start your own hotel business. Best of luck in your endeavours ...For more than 50 years, Marcus & Millichap has worked tirelessly to help our clients create and preserve wealth through commercial real estate investment sales. From a single office in California, we have grown to more than 80 offices throughout the United States and Canada. We also built the industry’s largest, most collaborative sales force ... 2 Nights, 2 Lift Tickets for as low as $620. Everything you need for a slope side vacation, all in one package. Book a luxury winter getaway with some time on the slopes. The Grand Lodge on Peak 7 is conveniently located at the base of Breckenridge Ski resort and also the BreckConnect Gondola. Make an easy transition between relaxing at the ... Jan 31, 2022 · Hotel Avg Loan # of Loans Interest Rate Top States; Flagged: 2,850,438: 952: 5.0%: Texas, ... Private lenders are an important source for hotel financing when borrowers don't meet bank underwriting standards. CMBS Conduit Loans: These loans offer attractive terms for large loans on high-end properties. Typically, the LTV ratio is 75% for these non-recourse, fixed-rate loans with terms up to 10 years on a 30-year amortization.The Best Private Money Lender - If You're Not Using US, You're Paying Way To Much - Your Hard Money Loan Company - Commercial, Fix&Flip, Rental, Investment Property, Multi Family, Cash Out, Bridge Loans, AirBNB Loans - Starting at 5.99%* Yes we can do your loan!Tokenization, digital asset custody, stable coins, DeFi and staking are often a new field for banks. We help you in planning the right approach for defining and implementing your digital assets strategy while maintaining high compliance standards. Benefit from our hands-on experience in industry leading implementation projects.Nov 17, 2021 · The data is timely and simple to retrieve. Real Capital Analytics is a terrific resource for following transaction trends and deal velocity in virtually any market. Subscribing to RCA gave my team and I the best international coverage. Real Capital Analytics is our one-stop solution for commercial property transaction research and analysis. NewVista Financing lenders provide hotel loans for acquisitions, financing for construction, development or refinancing your existing hotel mortgage with very competitive rates and terms.. We specialize in hotel finance with debt financing from $1M-$5B+. Our company can provide bridge loans or long term financing for one or more hotel properties including large scale resorts. vivaness 2022 Best Hard Money Loans for Real Estate Investors. Here are some of Nav's top picks for hard money and fix-and-flip lenders. Do Hard Money. When you're looking for 100% hard money financing, Do Hard Money should be one of your first stops. First off, they can actually do 100% financing for your fix and flip project, a rarity in the hard money ...Our list of private money lenders in Texas includes financing for residential, multifamily, and commercial properties. Loan amounts start at $100k and go beyond $100 million. We help real estate investors get hard money loans and funding for new construction, land development, fix and flip, buy and hold, and the list goes on. List of all international craigslist.org online classifieds sitesFor more than 50 years, Marcus & Millichap has worked tirelessly to help our clients create and preserve wealth through commercial real estate investment sales. From a single office in California, we have grown to more than 80 offices throughout the United States and Canada. We also built the industry’s largest, most collaborative sales force ... Direct Money Lenders Inc. is a private equity non bank conduit that originates, underwrites, and sells commercial, stated income mortgage loans to home builders, commercial developers, commercial property owners, and professional landlords nationwide. From new acquisition, commercial refinance, cash out, or placing permanent commercial ...A Klarna One-time card is a virtual single-use card that can be used for shopping at any US-facing online store, including Microsoft Store. The card allows you to pay off your purchase in 4 equal payments over 6 weeks, or if you qualify, spread your payments over 6 months. Every time you create a One-time card using your personal debit or ... $3.2M Independent Hotel Refi - New York Getting SBA Hotel Loans SBA hotel loans can help current and new hotel business owners fund their companies. You can use the money to purchase an existing hotel or construct a new one, but some loans have restrictions or extra costs.List of Top Portfolio Lenders. These portfolio lenders are known to have a wide variety of mortgage products to fit borrowers who cannot meet the minimum standards for a conventional mortgage. First National Bank of America - FNBA offers portfolio loans in all 50 states.The Best Hotel Software for SMBs. With easy to use process, Maestro PMS is one of the top hotel management systems. It is the best hospitality solution for hotels owners, conference centers, vacation rentals, luxury resorts, and multi-property groups. The smooth system makes it one of the best PMS in the market.Work with curated top commercial lenders across the country with a track record of closing hotel loans at the most competitive rates and loan terms on time within budget even during the COVID pandemic. Hotel Loans. LIST / BUY NOW to close deals before the year ends! Need help? Contact (919) 428 9840 for hotel loans or if you want to buy or sell ...H.I.G. worked with Shiva Hotels and the senior lenders on a financing solution adapted to current market conditions, allowing the company to focus on implementing its business plan".Best Hard Money Loans for Real Estate Investors. Here are some of Nav's top picks for hard money and fix-and-flip lenders. Do Hard Money. When you're looking for 100% hard money financing, Do Hard Money should be one of your first stops. First off, they can actually do 100% financing for your fix and flip project, a rarity in the hard money ...A Jan. 26, court-approved foreclosure auction will either reel in investors to assume around $800 million in leasehold debt — or turn the property over to a Natixis-led lending consortium.Access Point Financial has been offering private, alternative financing to hoteliers since 2011. We are a direct hospitality lender that provides bridge, PIP, capex, construction, permanent and mezzanine/preferred equity financing to qualified hoteliers throughout the United States & Canada. Our loan programs are flexible and are typically used ...15. Ameris Bank. Contact. Atlanta, GA. 28. 5.0%. $1,306,064. A note about these Georgia SBA lenders - People frequently ask us if one of the banks above is 1) on the Georgia preferred lender list 2) an approved lender in Georgia, or 3) participating in the Georgia SBA Express lending program.Investment property loans are used for the purchase of second homes and investment properties, including one- to four-unit residential properties and vacation properties. U.S. Bank offers a variety of investment property loans to suit nearly every need. As an option, if you currently own a home you may be able to use your current home equity to ... roblox table mesh View deals, see photos and read reviews for the best Lesotho hotels from travellers like you - then compare today's prices from up to 200 sites on Tripadvisor.Read 5,425 Reviews. Expedia is an online travel agency founded by Microsoft in 2001. The site helps people find and schedule diverse travel services, including car rentals, flights and hotels. It ...RobertDouglas advised Braemar Hotels & Resorts Inc. in successfully refinancing its existing CMBS loan for the 190-room Park Hyatt Beaver Creek Resort & Spa in Beaver Creek, CO, with a best-in ...Innovation, Science and Economic Development Canada administers the CSBF Program through a network of private-sector lenders in all provinces and territories. Lenders are responsible for all credit decisions, making the loans, providing loan funds, and registering the loans with Innovation, Science and Economic Development Canada. Lenders are also responsible for the administration of loans.I'm happy to present 19 tips for getting a good hotel deal whether you planned ahead or just jumped in the car. Check websites for special discounts, but also be sure to call the hotel directly to find out what their rates are for the type of room you need. If you aren't tied to a specific hotel chain, but want a good deal and a clean place ...Ramsfield Hospitality Finance is a hotel real estate lender, owner, and asset manager. Through both debt and equity investments, we create value for our borrowers and investors. With the ability to originate loans and purchase existing real estate debt, we focus on the specific needs of our partners. We also have the ability to provide rescue ...TOP 25 HOTEL OWNERS. Jul 01, 2004. Rankings are based on the total number of hotel rooms owned as of Dec. 31, 2003. Companies also were asked to provide the total number of hotels in their portfolios.Most lenders, whether direct or brokers, will require that the hotel come under the "flag" or name of a major hotel chain. Independent hotels, and small chains are just about out of luck these days. Even with the brand name, however, there are still a couple of other major hurdles that may stand in the way.For more than 50 years, Marcus & Millichap has worked tirelessly to help our clients create and preserve wealth through commercial real estate investment sales. From a single office in California, we have grown to more than 80 offices throughout the United States and Canada. We also built the industry’s largest, most collaborative sales force ... I'm happy to present 19 tips for getting a good hotel deal whether you planned ahead or just jumped in the car. Check websites for special discounts, but also be sure to call the hotel directly to find out what their rates are for the type of room you need. If you aren't tied to a specific hotel chain, but want a good deal and a clean place ...NewVista Financing lenders provide hotel loans for acquisitions, financing for construction, development or refinancing your existing hotel mortgage with very competitive rates and terms.. We specialize in hotel finance with debt financing from $1M-$5B+. Our company can provide bridge loans or long term financing for one or more hotel properties including large scale resorts.New hotel loans are few and far between because lenders, a relatively more conservative bunch, place heavier weight on the uncertainty of reopening in their market outlook. A market in which capital is not flowing or accessible is a characteristic of a liquidity crunch and usually correlates with an oncoming market correction.List of good Hotel Search Engines and Travel Bargain Sites: Site Name. Description of Site. Expedia. Purchase airline tickets, make hotel reservations, find vacation packages, car rental & cruise deals at the travel agency rated #1 in customer satisfaction The College Investor's Picks For Best Personal Loans In 2022. As you start considering a personal loan, here are our picks for the best personal loan lenders in 2022. If you want a simple comparison, check out Credible below - they are like the kayak for loans and you can easily compare a lot of lenders in 2 minutes.The Best Hotel Software for SMBs. With easy to use process, Maestro PMS is one of the top hotel management systems. It is the best hospitality solution for hotels owners, conference centers, vacation rentals, luxury resorts, and multi-property groups. The smooth system makes it one of the best PMS in the market.Top SBA lenders tend to approve loans between $75,000 and $1.5 million, with interest rates that go from 6.4% to more than 9.2%. Let's look at some of the best SBA loans options for you and how they can make a difference to your business. 1. Wells Fargo SBA loans.Hotel/Motel Financing Facts. Travel is a strong industry which tends to thrive despite the ups and down of the global economy. For this reason, many smart and savvy investors choose to build or purchase hotels and motels in order to access lucrative and dependable income streams.Access Point Financial has been offering private, alternative financing to hoteliers since 2011. We are a direct hospitality lender that provides bridge, PIP, capex, construction, permanent and mezzanine/preferred equity financing to qualified hoteliers throughout the United States & Canada. Our loan programs are flexible and are typically used ...2 Nights, 2 Lift Tickets for as low as $620. Everything you need for a slope side vacation, all in one package. Book a luxury winter getaway with some time on the slopes. The Grand Lodge on Peak 7 is conveniently located at the base of Breckenridge Ski resort and also the BreckConnect Gondola. Make an easy transition between relaxing at the ... Best decision I ever made! I have been turned down at several banks during the previous months. I decided to give SmartBiz a shot after doing research to make sure they are legitimate. The loan officer was thorough and professional and we got the deal done.Hotel Assets Aren't Going Back to Lenders ... He says top-tier hotels that were doing well in 2019 and had little distress in the capital structure are durable assets. On the other hand ...Ramsfield Hospitality Finance is a hotel real estate lender, owner, and asset manager. Through both debt and equity investments, we create value for our borrowers and investors. With the ability to originate loans and purchase existing real estate debt, we focus on the specific needs of our partners. We also have the ability to provide rescue ...Living in today's noisy world of hotel mergers and acquisitions, it's hard to keep track of the top hotel brands and their properties.We put together this list of some of the most Google-searched brands so you can understand the landscape of the hospitality industry today.. Continue reading to discover the breadth of properties associated with these major groups:Since its inception, Largo has financed over $1 billion in hotel assets throughout the U.S. and Canada, through its network of lenders. Various Options We provide hotel financing to owners and developers for limited, select, and full service hotels for every major chain, in addition to boutique and independent hotels.Here are the top hotel financing companies in New York City: AVANA Capital For more than 15 years, AVANA Capital has been a premier nationwide hotel lending company that recognizes your success is their success. sprintf float Work with the top hotel finance broker in the market and access highly competitive hotel financing for your properties. We are able to arrange loans for franchised as well as independent hotels across the country from mortgage lenders that offer extremely aggressive rates and terms not available at local banks. Feb 29, 2020 · These will compare different online loans and you will be able to see which might be the best. They will tend to compare them on rice. It is important not to pay more then necessary as well, so this could be useful. However, you may find that not all lenders are listed. Best decision I ever made! I have been turned down at several banks during the previous months. I decided to give SmartBiz a shot after doing research to make sure they are legitimate. The loan officer was thorough and professional and we got the deal done.The Best Credit Cards of 2022. Chase Freedom Flex℠: Best Cash Back, Best No Annual Fee Card Wells Fargo Active Cash℠ Card: Best 0% APR 5.0 and Best Flat Rate Cash Back; Capital One Venture X ...A Klarna One-time card is a virtual single-use card that can be used for shopping at any US-facing online store, including Microsoft Store. The card allows you to pay off your purchase in 4 equal payments over 6 weeks, or if you qualify, spread your payments over 6 months. Every time you create a One-time card using your personal debit or ... Hotel Loans. We are one of the highest volume mortgage brokers in the hotel industry, with past loan amounts ranging from $3 million to $280 million. Regardless of size, each client receives the same hands-on approach, where we quarterback the entire loan process from start to finish.NCLT allows hotel buyout without haircut to lenders. CHENNAI: In a landmark order that will cheer lenders pursuing recovery of dues under IBC (Insolvency and Bankruptcy Code), the principal bench ...V³ Lending has originated over $200M in hotel loans transactions for construction ,partnership buyouts, acquisitions, refinance, and PIP financing. V³ Lending never charges any upfront fees or deposits to our clients but only accepts transactions that have certainty of closing. ♦ No Upfront Fees ♦ $1.0M-$100.0M ♦ Up to 85% FinancingBuy. Find assets that meet your hotel investment objectives. Maximize your hotel sales price with our global marketplace access. Globally connected advisors with local boots on the ground to ensure your maximum asset value. Create, study and implement strategic initiatives that take you to the next level. Mar 28, 2022 · See our best hotel credit cards of 2022. Balance transfer credit cards These allow you to move debt from a high-interest card onto a new card and then give you a year or more at 0% interest to pay ... Best Hard Money Loans for Real Estate Investors. Here are some of Nav's top picks for hard money and fix-and-flip lenders. Do Hard Money. When you're looking for 100% hard money financing, Do Hard Money should be one of your first stops. First off, they can actually do 100% financing for your fix and flip project, a rarity in the hard money ...Hotel Lending Sources. Banks are one of the primary sources of our brokered hotel loans from $5 million. We use an extensive network of local and regional banks and national banks for loans to build a hotel (hotel construction financing), buy a hotel (hotel acquisition), refinance a hotel or renovate a hotel. Top 80 hotel construction firms Turner Construction Co., Swinerton, and The Whiting-Turner Contracting Co. top BD+C 's ranking of the nation's largest hotel sector contractor and construction management firms, as reported in the 2017 Giants 300 Report.Generally, lenders are looking for small businesses that meet the following requirements: Companies whose owners have good to excellent credit. A proven flow of income that can be used to repay the loan, or financing extended. More than one year in operation, although this may vary from lender to lender.Generally speaking, loan-to-value ratios will be lower than you're used to. These days, it's typically 50% to 70% at best. Terms will be shorter, with 30-year loans fairly unheard of. Interest rates will normally be floating rather than fixed. Some lenders require life insurance to guarantee your loan.Ramsfield Hospitality Finance is a hotel real estate lender, owner, and asset manager. Through both debt and equity investments, we create value for our borrowers and investors. With the ability to originate loans and purchase existing real estate debt, we focus on the specific needs of our partners. We also have the ability to provide rescue ...Most lenders, whether direct or brokers, will require that the hotel come under the "flag" or name of a major hotel chain. Independent hotels, and small chains are just about out of luck these days. Even with the brand name, however, there are still a couple of other major hurdles that may stand in the way.For consumers who travel frequently, a good hotel credit card is a must-have. With generous sign-up bonuses and competitive rewards rates, these are the best hotel rewards cards available from ...El Paseo Hotel offers valet parking at $35 plus tax ($37.45) per day per vehicle, with unlimited in/out privileges. If you choose to valet park, the fee will be posted to your room automatically. Valet parking is located at the corner of 15th and Drexel Aves. Spoty Pay Day Loan. Get instance cash up to N1, 000,000 within 24 hours with no hidden charges and no collateral. This is done under the best customer experience platform in the country with minimum interest rate. Apply Loan. Innovation, Science and Economic Development Canada administers the CSBF Program through a network of private-sector lenders in all provinces and territories. Lenders are responsible for all credit decisions, making the loans, providing loan funds, and registering the loans with Innovation, Science and Economic Development Canada. Lenders are also responsible for the administration of loans.The 8 best hotel financing options . Hotel loans for purchasing real estate . 1. SBA 504 loans. What is it: An SBA 504 loan is designed to help small businesses with long-term, fixed-asset loans. To be more precise, SBA 504 loans help businesses that are aiming to purchase land, heavy machinery/equipment, or to finance large and expensive ...Kiavi is our best overall choice for hard money loans. With fast funding times, no hidden fees in its closing costs, and no personal income qualifier, Kiavi is an excellent choice for business owners looking for a hard money loan. Kiavi can provide hard money loans of up to $3 million for 12 months with funding in just five to 15 days.Ends on 04/30/2022. Find your wanderlust with savings of up to 20% on 5-star hotels, all-inclusive resorts, vacation rentals, beach getaways, luxury suites, and all properties in between at Hotels ...RobertDouglas advised Braemar Hotels & Resorts Inc. in successfully refinancing its existing CMBS loan for the 190-room Park Hyatt Beaver Creek Resort & Spa in Beaver Creek, CO, with a best-in ...HVS can streamline the process — and improve the outcome — by providing expert guidance for all your financing needs, including: Raising debt and equity finance for operating hotels, both on acquisition and refinancing. Raising debt and equity for development projects. Running a competitive process to optimize terms.Welcome to Hotel Finance an Alliance Business Capital site. We offer Hotel Financing Nationwide and a wide variety of Hotel Loan Programs including SBA Hotel Loans, USDA Loans, Conventional Loans and even Hotel Construction Loans on a limited basis. No one will work harder to structure a Hotel Financing Package for you.Nov 17, 2021 · The data is timely and simple to retrieve. Real Capital Analytics is a terrific resource for following transaction trends and deal velocity in virtually any market. Subscribing to RCA gave my team and I the best international coverage. Real Capital Analytics is our one-stop solution for commercial property transaction research and analysis. Ends on 04/30/2022. Find your wanderlust with savings of up to 20% on 5-star hotels, all-inclusive resorts, vacation rentals, beach getaways, luxury suites, and all properties in between at Hotels ...A free-spirited mountain hotel coming soon to the heart of Asheville’s eclectic downtown scene. Enveloped by the Blue Ridge Mountains, Asheville is the epitome of bohemian culture. Curating the comforts of home with a distinctly local touch. A place to come together. The Best Private Money Lender - If You're Not Using US, You're Paying Way To Much - Your Hard Money Loan Company - Commercial, Fix&Flip, Rental, Investment Property, Multi Family, Cash Out, Bridge Loans, AirBNB Loans - Starting at 5.99%* Yes we can do your loan!For consumers who travel frequently, a good hotel credit card is a must-have. With generous sign-up bonuses and competitive rewards rates, these are the best hotel rewards cards available from ...CBRE Hotels in early November secured $170 million in financing for the Newport Beach Marriott Hotel & Spa in Southern California, billed as the largest single-asset U.S. hotel transaction since ...RobertDouglas advised Braemar Hotels & Resorts Inc. in successfully refinancing its existing CMBS loan for the 190-room Park Hyatt Beaver Creek Resort & Spa in Beaver Creek, CO, with a best-in ...Hotels that cater to short and long stays alike, My Place Hotels has a history for making your travels affordable, cozy, and comfortable. Grab a snack at our on-site My Store, prepare a meal in the convenience of the in-room My Kitchen, and enjoy premium cable channels on a flat-screen TV, as well as free Wi-Fi and wired internet access. We are the leading provider of financial technology tools and industry news for residential and commercial mortgage originators.Loan amounts range from $2,000- $50,000. Residents of Massachusetts have a minimum loan amount of $6,500 ; New Mexico and Ohio, $5,000; and Georgia, $3,000. For a second Best Egg loan, your ...Western Alliance Hotel Franchise Finance is focused on delivering the same outstanding customer service you offer your valued hotel guests. Chris Williams Barry Lieberman James Petty Chris Williams Managing Director, Commercial Banking [email protected] (602) 346-7492 LEARN MORE ABOUT CHRIS HOTEL FINANCING SOLUTIONSThe financing capitalized the hotel acquisition, renovation, and targeted deferred maintenance. Colorado Springs is an ultra-high-growth submarket and consistently ranked as one of the best places to live in the United States. Bolstered by substantial job diversification, there has been an influx of young professionals and military personnel ...Best decision I ever made! I have been turned down at several banks during the previous months. I decided to give SmartBiz a shot after doing research to make sure they are legitimate. The loan officer was thorough and professional and we got the deal done.A Klarna One-time card is a virtual single-use card that can be used for shopping at any US-facing online store, including Microsoft Store. The card allows you to pay off your purchase in 4 equal payments over 6 weeks, or if you qualify, spread your payments over 6 months. Every time you create a One-time card using your personal debit or ... Welcome to Hotel Finance an Alliance Business Capital site. We offer Hotel Financing Nationwide and a wide variety of Hotel Loan Programs including SBA Hotel Loans, USDA Loans, Conventional Loans and even Hotel Construction Loans on a limited basis. No one will work harder to structure a Hotel Financing Package for you.Ends on 04/30/2022. Find your wanderlust with savings of up to 20% on 5-star hotels, all-inclusive resorts, vacation rentals, beach getaways, luxury suites, and all properties in between at Hotels ...Buying hotels is in vogue right now. But financing hotel purchases has some twists every borrower should understand. The industry fundamentals continue to go from good to better, and values are ...Commercial real estate loans, SBA, Bridge Loans, Hotel financing, Owner Occupied, hotel loans, sba 504 loans, sba 7a loans, bridge loans. Home About Us Current Rates Apply Programs. Agricultural Bridge Loans ... United Financial is the best out there."NewVista Financing lenders provide hotel loans for acquisitions, financing for construction, development or refinancing your existing hotel mortgage with very competitive rates and terms.. We specialize in hotel finance with debt financing from $1M-$5B+. Our company can provide bridge loans or long term financing for one or more hotel properties including large scale resorts.Alright. 100+ top hotel trends curated by industry experts. Let's do this. Smart Rooms. The internet of things is spreading not only into homes, but also into hotel rooms. From access to streaming services to a room key on your smartphone, the essential hotel amenities in a guestroom are becoming increasingly digital. Guests want concierge ...NewVista Financing lenders provide hotel loans for acquisitions, financing for construction, development or refinancing your existing hotel mortgage with very competitive rates and terms.. We specialize in hotel finance with debt financing from $1M-$5B+. Our company can provide bridge loans or long term financing for one or more hotel properties including large scale resorts. used wreckers for sale ct craigslist A Klarna One-time card is a virtual single-use card that can be used for shopping at any US-facing online store, including Microsoft Store. The card allows you to pay off your purchase in 4 equal payments over 6 weeks, or if you qualify, spread your payments over 6 months. Every time you create a One-time card using your personal debit or ... Commercial Loans for Hotels and Motels. At Cornerstone Capital Lending, we specialize in providing flexible hotel/motel financing options, along with caring and personalized customer service. When you choose our company today, you’ll be able to apply for a loan which makes the cost of hotel/motel construction (or purchase) easier to manage ... The Dream hotel in Hollywood is part of a $110-million complex that includes restaurants and a nightclub. A labor union and 16 members of Congress want an inquiry into the financing of this and ...Most lenders now are familiar with condo hotels and recognize them as viable real estate investments. Often the condo hotel property itself or your real estate broker can recommend reputable lenders. 14. When is the best time to buy a condo hotel? The best time to purchase a condo hotel unit is in the early stages of pre-construction.Feb 08, 2022 · Condo Hotel Loans Available In All 50 States I get dozens of Condotel financing inquiries each day from all over the United States and even out of the country. The problem I am running into now is that even though the Condo Hotel complex and the borrower is pre-approved for a Condotel loan, the sellers and selling real estate agent have a hard ... United Financial is able to provide Hotel Capital and loans for your Hotel / Motel purchase, refinance, PIP, FF&E, and development needs. Strong lender relationships, smart business practices, experience and an intimate knowledge of local and national hospitality markets are the qualities that allow United Financial to provide the services you ...Ocean Cliff Hotel Negril. Show Prices. 15 reviews. #3 Best Value of 217 places to stay in Negril. By Glamour DMC. “A memorable stay with amazing ocean views, beautiful gardens, hospitable staff, delectable meals and a spa which keeps persons coming back.”. Buy. Find assets that meet your hotel investment objectives. Maximize your hotel sales price with our global marketplace access. Globally connected advisors with local boots on the ground to ensure your maximum asset value. Create, study and implement strategic initiatives that take you to the next level. Generally speaking, loan-to-value ratios will be lower than you're used to. These days, it's typically 50% to 70% at best. Terms will be shorter, with 30-year loans fairly unheard of. Interest rates will normally be floating rather than fixed. Some lenders require life insurance to guarantee your loan.Get deep discounts on flights, hotels, rental cars, vacations, and cruises. Exclusive travel discounts you won't find anywhere else. 7. All Gucci | $68.5 million. German lender Deutsche Pfandbriefbank issued a $68.5 million refinance loan, including $6.4 million in new debt, to a foreign buyer who purchased 375 West Broadway in ...What We Do. Blackstone is a leading global investment business investing capital on behalf of pension funds, large institutions and individuals. Our mission is to create long-term value for our investors through the careful stewardship of their capital. We invest across the alternative asset classes in private equity, real estate, credit and ... Hotel Lending Sources. Banks are one of the primary sources of our brokered hotel loans from $5 million. We use an extensive network of local and regional banks and national banks for loans to build a hotel (hotel construction financing), buy a hotel (hotel acquisition), refinance a hotel or renovate a hotel. toyota e locker motor ORIX Real Estate Americas Closes $17.1 Million Hotel Construction Loan Financing. In December, ORIX RE Holdings, LLC, the proprietary debt and equity banking arm of ORIX Real Estate Americas, closed a $17.1 million hotel construction loan for a 146-room Residence Inn by Marriott located in Hillsboro, OR, across the street from the Intel Ronler Campus.TOP 25 HOTEL OWNERS. Jul 01, 2004. Rankings are based on the total number of hotel rooms owned as of Dec. 31, 2003. Companies also were asked to provide the total number of hotels in their portfolios.Feb 28, 2022 · The best travel rewards credit cards of March 2022. While it takes more effort to redeem points or miles compared to cash back, the upside is that you can get much more value for your points ... Since its inception, Largo has financed over $1 billion in hotel assets throughout the U.S. and Canada, through its network of lenders. Various Options We provide hotel financing to owners and developers for limited, select, and full service hotels for every major chain, in addition to boutique and independent hotels.After leading Ardina by three after 36 holes, Porvasnik now trails the new leader by the same margin after Lee fired a 67 she spiked with two amazing eagles on her way to the top at 15-under 201.List of Top Portfolio Lenders. These portfolio lenders are known to have a wide variety of mortgage products to fit borrowers who cannot meet the minimum standards for a conventional mortgage. First National Bank of America - FNBA offers portfolio loans in all 50 states.Maximize growth, expansion and the efficiency of your business. Select a financing alternative that meets today's needs and tomorrow's opportunities. Talk with a Lending Specialist. General Information: 305-569-5827 or 954-519-0471. Commercial Real Estate Lending: 305-569-5766. Lines of Credit. Get access to the cash you need.Only the best deals qualify for 100% financing—37% of our borrowers qualify for 100% financing loans—but that doesn't mean it's not a good deal. In fact, our median cash-to-close number is $2,183—much lower than what borrowers pay with every other hard money lender out there.A free-spirited mountain hotel coming soon to the heart of Asheville’s eclectic downtown scene. Enveloped by the Blue Ridge Mountains, Asheville is the epitome of bohemian culture. Curating the comforts of home with a distinctly local touch. A place to come together. Agoda is a Thailand-based OTA and it's probably the best OTA for booking hotels in Asia. While the search features could be a little more robust, Agoda is still is known for finding the best rates in Asia. It's also a great resource for finding guest homes (apartments) if you're okay with more of an AirBnB experience.Best for bridge financing: Fora Financial. Online lender Fora Financial offers small business loans that can be used as bridge financing for businesses that have applied for and are waiting on long-term commercial real estate funding. A bridge loan can also offer interim cash flow relief to a startup that is waiting on capital from its next ...Work with the top hotel finance broker in the market and access highly competitive hotel financing for your properties. We are able to arrange loans for franchised as well as independent hotels across the country from mortgage lenders that offer extremely aggressive rates and terms not available at local banks. Since its inception, Largo has financed over $1 billion in hotel assets throughout the U.S. and Canada, through its network of lenders. Various Options We provide hotel financing to owners and developers for limited, select, and full service hotels for every major chain, in addition to boutique and independent hotels.According to the National Credit Union Administration, the average credit union interest rate on a five-year new-car loan in the third quarter of 2018 was 3.37%, while the average rate for the same loan through a bank was 4.93%. If you have poor credit, a credit union may be more flexible than a bank.SBA 7 (a) loans for hotels. By far the most common SBA loan program, 7 (a) loans are ideal for hotel financing because they carry low interest rates, long repayment terms and are available for up ...The US hotel industry saw another record year in 2018, reaching absolute values that were the highest ever benchmarked. A 10th consecutive year of growth is predicted for 2019, according to CBRE Hotels Americas Research. Borrowers who seek to acquire or refinance hotel properties are finding that some lenders today are cautious on hotel deals, as many see the sector at a peak.Mar 28, 2022 · See our best hotel credit cards of 2022. Balance transfer credit cards These allow you to move debt from a high-interest card onto a new card and then give you a year or more at 0% interest to pay ... List of good Hotel Search Engines and Travel Bargain Sites: Site Name. Description of Site. Expedia. Purchase airline tickets, make hotel reservations, find vacation packages, car rental & cruise deals at the travel agency rated #1 in customer satisfaction On one of the 10 best beaches in the world. The most complete hotel in Punta Cana. 80% of the rooms with sea views and hot tub. Occidental Caribe. Enjoy the advantages of being MyBarceló. Register or log into the booking process and enjoy these benefits. Up to 10% extra discount by accumulating stays. Participating Lenders -Region 3 Cherokee, Clayton, Cobb, DeKalb, Douglas, Fayette, Fulton, Gwinnett, Henry, Rockdale Additional Top Producing Loan Officers Company Loan Officer & NMLS # Phone Number Georgia Department of Community Affairs 1-800-359-4663 www.gadream.com Georgia Dream Lenders Currently ParticipatingNew hotel loans are few and far between because lenders, a relatively more conservative bunch, place heavier weight on the uncertainty of reopening in their market outlook. A market in which capital is not flowing or accessible is a characteristic of a liquidity crunch and usually correlates with an oncoming market correction.Work with curated top commercial lenders across the country with a track record of closing hotel loans at the most competitive rates and loan terms on time within budget even during the COVID pandemic. Hotel Loans. LIST / BUY NOW to close deals before the year ends! Need help? Contact (919) 428 9840 for hotel loans or if you want to buy or sell ...We Help you Buy, Sell, and Manage Your Motel or Hotel: Phone: 800-950-1364 Investment property loans are used for the purchase of second homes and investment properties, including one- to four-unit residential properties and vacation properties. U.S. Bank offers a variety of investment property loans to suit nearly every need. As an option, if you currently own a home you may be able to use your current home equity to ... Work with curated top commercial lenders across the country with a track record of closing hotel loans at the most competitive rates and loan terms on time within budget even during the COVID pandemic. Hotel Loans. LIST / BUY NOW to close deals before the year ends! Need help? Contact (919) 428 9840 for hotel loans or if you want to buy or sell ...Sep 22, 2017 · Top 80 hotel construction firms Turner Construction Co., Swinerton, and The Whiting-Turner Contracting Co. top BD+C ’s ranking of the nation’s largest hotel sector contractor and construction management firms, as reported in the 2017 Giants 300 Report. New hotel loans are few and far between because lenders, a relatively more conservative bunch, place heavier weight on the uncertainty of reopening in their market outlook. A market in which capital is not flowing or accessible is a characteristic of a liquidity crunch and usually correlates with an oncoming market correction.Our list of private money lenders in Texas includes financing for residential, multifamily, and commercial properties. Loan amounts start at $100k and go beyond $100 million. We help real estate investors get hard money loans and funding for new construction, land development, fix and flip, buy and hold, and the list goes on. ORIX Real Estate Americas Closes $17.1 Million Hotel Construction Loan Financing. In December, ORIX RE Holdings, LLC, the proprietary debt and equity banking arm of ORIX Real Estate Americas, closed a $17.1 million hotel construction loan for a 146-room Residence Inn by Marriott located in Hillsboro, OR, across the street from the Intel Ronler Campus.Wells' ho-hum annual meeting, Cuban's PPP alternative, hotel lenders' pain: Top stories of the weekCondo Hotel Center is a licensed real estate broker in Miami, Florida. Established in 1970 as a family-owned business, Joel Greene and his team have a long history of providing outstanding service and expert counseling to property buyers. Because we specialize in selling only condo hotels, condos and fractionals, our knowledge of these ... Commercial Loans for Hotels and Motels. At Cornerstone Capital Lending, we specialize in providing flexible hotel/motel financing options, along with caring and personalized customer service. When you choose our company today, you’ll be able to apply for a loan which makes the cost of hotel/motel construction (or purchase) easier to manage ... Oct 17, 2019 · Express Trade Capital provides businesses with complete, fully integrated solutions to finance and manage their business operations and international supply chain. Your success depends on having a reliable supply chain. We can get involved with everything from financing and shipping your purchases to getting you paid for your sales. SBA 7 (a) loans for hotels. By far the most common SBA loan program, 7 (a) loans are ideal for hotel financing because they carry low interest rates, long repayment terms and are available for up ...Here are some of the details about what terms you can expect when working with Clopton Capital to secure hotel financing. Hotel Loan to Value ratio up to 75% (80% with SBA or USDA) Up to 10 year fixed rates, risk-free rates Up to 30 years amortization First commercial mortgage & mezzanine positionsEl Paseo Hotel offers valet parking at $35 plus tax ($37.45) per day per vehicle, with unlimited in/out privileges. If you choose to valet park, the fee will be posted to your room automatically. Valet parking is located at the corner of 15th and Drexel Aves. 400mts of Beachfront 212 rooms Land for expansion 10 minutes from touristic town 40 minutes from Danang airport Selling way below market price Contact me for more details; Mike International Hotel Broker Cell; 55 84 99993 8936 / whatsapp. 150 Keys on white sandy Watamu Beach. $11,600,000. Top SBA lenders tend to approve loans between $75,000 and $1.5 million, with interest rates that go from 6.4% to more than 9.2%. Let's look at some of the best SBA loans options for you and how they can make a difference to your business. 1. Wells Fargo SBA loans.Commercial mortgage lenders look at all of these factors to determine the riskiness of the loan before setting rates. Loans with the lowest risk profile will get the best commercial mortgage rates. As the potential risk increases, commercial mortgage rates usually increase.Credit service offering “second-look” financing. Pay securely with major cryptocurrencies, Bitcoin and Ether. Split your purchase into four interest-free payments, made every two weeks. Flexible monthly financing also available. Online only. *On purchases priced at $599.99 and up made with your Rooms To Go credit card through 4/4/22. Hotel Brokers of America dedicates every resource to fully market every hotel listing and drive maximum value for your asset. Buying A Hotel Hotel Brokers of America has over 20 years of commercial financing experience, and an extensive network of hospitality lenders.International Loans Having a commercial lending service that understands your individual needs and specializes in unique lending opportunities can make all the difference. All-In-On e Commercial Lending provides an innovative solution for its international clients and offers customized packages for businesses, funding and real-estate investment ...CREFCOA provides permanent fixed rate CMBS hotel financing for the acquisition or refinancing of stabilized hotel and motel properties, including flagged and non-flagged designations, and full-service or limited service properties. For flagged hotel properties with strong historical performance and sponsorship, CMBS hotel loans offer market low ... 25-year fixed interest rate. Electrical Services Contractor. $1.8 Million – Term Loan. Refinanced high rate equipment leases and extend term to lower payments. 10-year term loan included all closing costs to deliver borrower maximum proceeds. Dental Practice. $100,000 – Term Loan. Working capital to increase advertising and smooth out cash ... From first time buyers of commercial loans to cash out refinancing, we do them all. As a direct lender in Magnolia, Texas, we have loan products available for all credit grades and are a full-service brokerage firm. With over 100 lenders at our disposal, we can insure you the best loan available if we can't do it in house. Debt fund and private money lenders such as PCCP, Canyon Partners Real Estate, CIM Group, Torchlight Investors, Rockbridge, Access Point Financial, iBorrow, AVANA Capital, Driftwood Capital, LaSalle Debt Investors and Dominion will be active. Major banks, CMBS lenders and some select life companies are slowly trickling back into the space.The Post Oak Hotel is the only Texas Forbes Five-Star Hotel and Spa and Houston’s only AAA Five-Diamond destination boasting elegant accommodations masterfully blended with extensive conference space, prominent office space, designer fashion, signature dining and sophisticated amenities all in one tower. Oct 17, 2019 · Express Trade Capital provides businesses with complete, fully integrated solutions to finance and manage their business operations and international supply chain. Your success depends on having a reliable supply chain. We can get involved with everything from financing and shipping your purchases to getting you paid for your sales. Top 10 Reasons Why Eating Together with Others Is the Healthier Choice for You. Emily Hirsch. March, 2022. HelloFresh. Review. March, 2022. 2.HVS can streamline the process — and improve the outcome — by providing expert guidance for all your financing needs, including: Raising debt and equity finance for operating hotels, both on acquisition and refinancing. Raising debt and equity for development projects. Running a competitive process to optimize terms.Buy. Find assets that meet your hotel investment objectives. Maximize your hotel sales price with our global marketplace access. Globally connected advisors with local boots on the ground to ensure your maximum asset value. Create, study and implement strategic initiatives that take you to the next level. The delinquency rate for hotel loans in the CMBS market was 18.97% as of January, according to DBRS Morningstar, down from the June peak of 23.89% but still well above pre-pandemic levels.Conventional: These are hotel loans that are offered by conventional lenders like banks, savings institutions, or credit unions. Terms typically run from 3 to 10 years with amortizations up to 25 years. This product is best for smaller hotels with qualified borrowers, and it may help to have an existing relationship with the lender.CBRE Hotels in early November secured $170 million in financing for the Newport Beach Marriott Hotel & Spa in Southern California, billed as the largest single-asset U.S. hotel transaction since ...CBRE Hotels in early November secured $170 million in financing for the Newport Beach Marriott Hotel & Spa in Southern California, billed as the largest single-asset U.S. hotel transaction since ...Hotels and motels continue to turn a profit, even in a tough financial market where other businesses are failing. Direct Commercial Funding knows what a great investment opportunity hotel/motel ownership can be. We offer both mortgage financing and refinancing for an array of hotel owners or soon-to-be owners, for hotel acquisition and ...We Help you Buy, Sell, and Manage Your Motel or Hotel: Phone: 800-950-1364 Participating Lenders -Region 3 Cherokee, Clayton, Cobb, DeKalb, Douglas, Fayette, Fulton, Gwinnett, Henry, Rockdale Additional Top Producing Loan Officers Company Loan Officer & NMLS # Phone Number Georgia Department of Community Affairs 1-800-359-4663 www.gadream.com Georgia Dream Lenders Currently ParticipatingWe Help you Buy, Sell, and Manage Your Motel or Hotel: Phone: 800-950-1364 Hotel Capital Funding - A Commercial Real Estate Financing firm. Hotel Capital Funding is a full-service Direct Correspondent Lender for commercial real estate, specialized in providing Commercial Mortgage Backed Securities (CMBS) loans, SBA 7A and 504 loans nationwide for hotels.Keep in mind, a 10% discount may be less of a deal than what other hotel or travel website promotions are offering. Always cost compare before booking. Hotel Deals for Military in Las Vegas “Cheap” Vegas Hotels. If you really want to save money on your Vegas hotel room, your best bet is to stay at one of the cheaper Vegas hotels. Conventional: These are hotel loans that are offered by conventional lenders like banks, savings institutions, or credit unions. Terms typically run from 3 to 10 years with amortizations up to 25 years. This product is best for smaller hotels with qualified borrowers, and it may help to have an existing relationship with the lender.Here are some of the details about what terms you can expect when working with Clopton Capital to secure hotel financing. Hotel Loan to Value ratio up to 75% (80% with SBA or USDA) Up to 10 year fixed rates, risk-free rates Up to 30 years amortization First commercial mortgage & mezzanine positionsFind the best deals on the cheapest hotels, cars & flights with Hotwire. Save up to 60% on hotels and rent cars from $8.99 / day in your favorite destinations. Wander Wisely with the Price Match Guarantee, Free Changes & Cancellations. Book & Save on Packages, Hotels, Flights, Cars, Cruises & more Today! Save up to 20% on Your Next Stay. As a Benefits member, you can enjoy up to 20% off our Best Available Rate at participating hotels.*. Simply search for your dates and destination from this page and the discounted rate will automatically be applied. Or, call 877-670-7088 and give the agent your corporate code. Read 5,425 Reviews. Expedia is an online travel agency founded by Microsoft in 2001. The site helps people find and schedule diverse travel services, including car rentals, flights and hotels. It ...Ramsfield Hospitality Finance is a hotel real estate lender, owner, and asset manager. Through both debt and equity investments, we create value for our borrowers and investors. With the ability to originate loans and purchase existing real estate debt, we focus on the specific needs of our partners. We also have the ability to provide rescue ...Buy. Find assets that meet your hotel investment objectives. Maximize your hotel sales price with our global marketplace access. Globally connected advisors with local boots on the ground to ensure your maximum asset value. Create, study and implement strategic initiatives that take you to the next level. Hotel Lending Sources. Banks are one of the primary sources of our brokered hotel loans from $5 million. We use an extensive network of local and regional banks and national banks for loans to build a hotel (hotel construction financing), buy a hotel (hotel acquisition), refinance a hotel or renovate a hotel. To leverage more deals than you have cash for, you can obtain capital from private money lenders. Unlike a traditional mortgage loan, hard money lenders care more about your real estate track record than your credit score.They want to be protected by having a first deed of trust—or the primary mortgage—on the property.H.I.G. worked with Shiva Hotels and the senior lenders on a financing solution adapted to current market conditions, allowing the company to focus on implementing its business plan".To leverage more deals than you have cash for, you can obtain capital from private money lenders. Unlike a traditional mortgage loan, hard money lenders care more about your real estate track record than your credit score.They want to be protected by having a first deed of trust—or the primary mortgage—on the property.Condo Hotel Center is a licensed real estate broker in Miami, Florida. Established in 1970 as a family-owned business, Joel Greene and his team have a long history of providing outstanding service and expert counseling to property buyers. Because we specialize in selling only condo hotels, condos and fractionals, our knowledge of these ... Traditional bank loans typically offer the lowest rates (both fixed and adjustable) for hotel businesses, as well as being the most favorable repayment terms of all hotel lenders. While traditional bank hotel loans are the best option, not every hotel business has the time to wait for the lengthy process of traditional bank hotel funding.New Construction Hotels. Obtaining debt capital for hotel construction loans can be a tricky proposition in the current environment. At Stonehill, we can provide new construction hotel financing options and to suit your project. We offer bridge loans and mezzanine loans that can put funding in your hands more quickly and easily.Aimbridge Hospitality Careers. Explore new opportunities with Aimbridge Hospitality. As the global leader in third-party hotel management, our growing portfolio represents approximately 1,500 hotels in 50 states and 23 countries, from top international lodging brands to luxury hotels, destination resorts and lifestyle hotels. After leading Ardina by three after 36 holes, Porvasnik now trails the new leader by the same margin after Lee fired a 67 she spiked with two amazing eagles on her way to the top at 15-under 201.Traditional bank loans typically offer the lowest rates (both fixed and adjustable) for hotel businesses, as well as being the most favorable repayment terms of all hotel lenders. While traditional bank hotel loans are the best option, not every hotel business has the time to wait for the lengthy process of traditional bank hotel funding.Maximize growth, expansion and the efficiency of your business. Select a financing alternative that meets today's needs and tomorrow's opportunities. Talk with a Lending Specialist. General Information: 305-569-5827 or 954-519-0471. Commercial Real Estate Lending: 305-569-5766. Lines of Credit. Get access to the cash you need.• Most lenders embraced the "Extend and Pretend" strategy • RevPAR and NOI steadily increased, liquidity in the debt and equity markets also increased • Currently only a limited number of hotel assets and hotel portfolios in special servicing • Substantial CMBS maturities (approximately $750 billion) are coming in 2015 - 2017Best Overall: Earnest. Earnest is a loan broker, which means it works a little differently than the other providers on this list. Rather than originate and fund loans itself, Earnest sends your information to every lender in its vast network. Interested lenders respond with loan offers.Hotel loan interest rates. PRIME: 3.5% - Last changed March 16, 2022. SBA CARES Paycheck Protection Program: Maximum of 1%, 2 year term. Conventional loans: 4% to 5.75% fixed. SBA 504 First Loan and fixed USDA: 3.75% to 5.25% fixed. SBA 7a and adjustable USDA: 4.5% to 5.25% - Adjustable over PRIME.Best Michigan Mortgage Lender - Call (248) 674-6450 to Get Pre-Approved! Call (248) 674-6450 today and we'll show you why we're one of the best Michigan mortgage lenders. We take pride in our 5 star reputation and A+ BBB rating. unscramble spikergoldman sachs reportsvosyr downloadspad detector array